For many merchants, payments orchestration was long treated as a necessary but largely invisible layer designed to keep transactions moving. That framing no longer fits the reality of modern commerce. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
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Despite high-profile demos from the likes of xAI and AWS and aggressive corporate roadmaps, PYMNTS Intelligence’s Wage to Wallet Index™ shows that workers who could be most exposed to automation are not acting as though humanoid robots are about to displace them at scale. Get...
Cash is king when uncertainty reigns. But for many firms, profit is not disappearing due to macroeconomic forces alone. In many cases, it is being forfeited through slow processes, limited visibility and outdated assumptions about how their payments operations and accounts receivables (AR) functions must...
Consumers who pay the most for their credit cards turn out to be the ones least likely to ignore them. Just 3.9% of premium cardholders report rarely or never using their high-fee plastic, making them the most loyal segment in the entire credit card market,...
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Card issuance has become one of the most direct ways for FinTechs to embed themselves into daily commerce. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...
A downturn in the software and technology sectors could have an impact that rivals that of the energy sector’s issues in 2016, Bloomberg reported Monday (Feb. 9), citing Deutsche Bank analysts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
Tax season officially began on Jan. 26, and refunds are already starting to reach consumers’ accounts this month. While the arrival of refunds is annual, the expectations surrounding them remain grounded, shaped less by intent to splurge than by routine financial planning and household budgeting....